Terms of Use

These “Terms of Use” (the “terms”) determine the procedure and the terms of use of information materials of the corporate website fcmlab.com (the “website”) and services of FCMlab OÜ, a company registered as Private limited company (PLC) on 14.02.2019 under number 14662130 at Harju maakond, Tallinn, Põhja-Tallinna linnaosa, Randla tn 13-201, 10315, and its subjects - services and information consumers (“customer”, “partner”, “you”).

Please, read the terms carefully and make sure that you fully understand them before you register and start using the company's functionalities and services. Your registration of an account and use of the company’s website means your full consent with these terms of use.

Basic Provisions

These terms are an integral part of the company’s website, as well as all publicly declared documents, according to which the company provides services of any nature to its customers. Such documents include, but not limited to, confidentiality policy, anti-money laundering (AML) policy, KYC policy and other official documents published on the website.

The customer, using the services and/or information provided by the company, unconditionally accepts these rules and other regulatory documents of the company. In case of refusal to accept any of the regulatory documents, the client must immediately stop using any of the company’s services and must notify the company of his/her refusal.

These terms formalize relationship between the parties (the company, customers, partners and other (third) parties) arising at the moment of using information materials or any services of the company on the company’s website domain.com transferred, transmitted or broadcast, or published in any other way.

Actual acceptance of these terms occurs at the moment of use of the materials placed on the website by its visitors, registration of account, at the time of sending a message to one of the company’s e-mail addresses to the company’s representative or at the time of reading a message received by e-mail from the company’s representative. Website visitors or participants of such e-mail correspondence are recognized as consumers of information.

All materials of the company’s corporate website, the company’s logo, as well as the design of the website and its elements are intellectual property of the company and are protected by the current rules of law in the field of copyright protection.

Third-party materials posted on the company’s corporate website are protected by the current rules of law of the source countries of these materials and international legislative provisions.

Rights and Obligations of the Company

As a provider of information and other services, the company agrees to take all measures to ensure the accuracy, completeness and timeliness of the information supplied. In this case, the interests of the customers - consumers of information and services should be considered and taken into account to filter and regulate the volume and quality of information supplied.

The company has the right to regulate the volume, structure and quality of any information at its discretion, supplying any freely available information through any information channels.

The company has the right to regulate the volume, structure and quality of any information at its discretion.

Any services provided by the company, as well as access to such functionalities and services can be changed at the discretion of the company, subject to existence of sufficient grounds for that.

The company has the right to make its own decisions on the provision and structure of information: in regard to public information - through public communication channels, in regard to confidential information - through secure communication channels used in conjunction with unauthorized access restriction systems.

The company has the right and can at any time independently and individually make decisions regarding the cost of the information provided, publicly declared functionalities and services, subscriptions to any service provided on the company’s website, as well as to set an additional fee for the use of certain types of information or services, or to charge a fee for functionality or service which used to be free.

Rights and Obligations of the Customer

The customer, partner or any subject - consumer of information, functionalities and services agrees to provide full, accurate and up-to-date information about him/herself necessary for the customer’s identification and verification of the customer’s identity by the company when using any services of the company or in any interaction with the company or its representatives. In case of changes in personal data (when changing the address, first name or family name, phone number or other personal registration data), the customer must promptly notify the company about it.

The customer agrees to take all necessary and sufficient measures to avoid compromise and to ensure safety of information and services received in the course of interaction with the company.

The customer must comply with all rules of the applicable international and domestic law, rules of the applicable copyright law and intellectual property protection.

The customer may not and must not perform any actions that may adversely affect normal operation or completely stop operation of the company, as well as its individual units and departments, including, but not limited to, its website or its individual functions.

Any attempt by the customer to automatically collect private information or information belonging to third parties, or to automatically register, or to register multiple accounts, is prohibited and will be prosecuted under the rules of the applicable law.

The customer is fully and solely liable for any actions and acts committed by him/her within the framework of relations with the company and its representatives, as well as within the framework of his/her consumption of the company’s information, functionalities and services, in accordance with the rules of the applicable law.

The customer has the right to independently select the company’s information, functionalities and services for his/her own needs, as well as to use any information, functionalities or services for personal advantage within the publicly declared title documents of the company and within the legal norms of the applicable law.

Liability of the Parties

The company’s official website, including all software used by the company - graphic, audio, video and text content - is available for use only in the available form. There is no guarantee that the website, information, functionalities or services will meet the specific ideas or expectations of individual users. The company does not guarantee that any expected, proposed or possible results will be achieved by consuming information, using the company’s services and functionalities, as well as its website.

The parties to these terms shall be liable in accordance with the rules of the applicable law.

Amendments and Supplements

The company has the right to make amendments and supplements to these terms, in particular, in case of situations that are not described directly or indirectly in these terms or in case of occurrence of a rule of law requiring introduction of an appropriate amendment or supplement.

The company and its representatives believe that reputation of the company and its customers and partners, and the moral and ethical component implicitly arising out of these terms have the highest priority in the provision of any kind of functionalities and services, provision of information and interaction with any of the parties to these terms. However, in case of occurrence of any circumstances beyond the control of the company, the performance of these tasks may become impossible or difficult, e.g., in case of force majeure circumstances.

Any disputes arising in the framework of these terms shall be resolved in accordance with the rules of the applicable law and in accordance with the procedure established by law and/or the company’s rules for the settlement of such disputes.